Business Checking & Savings

Your business checking account is the key to your financial management. Unlock its ability to earn real rewards for your business with a customized plan from Southern Arizona Community Bank. Let us know your business needs and we will be there to help you.

Money Market Deposit Account

Our Business Money Market Account allows you to earn a higher rate of interest. Transfers are limited to 6 per statement cycle. The interest rate earned is determined by the balances maintained.

Certificates of Time Deposit

Southern Arizona Community Bank has a variety of rates and terms available for you. Select a term tailored to your investment needs, click here for more details.

Check Imaging not only provides you with an easy, convenient way to store and organize your canceled checks, but allows us to provide you with faster and less expensive research services should you require copies of past statements or individual checks. You can make your request by calling us directly at 520.219.5000.

Check Imaging, provided with your monthly statement, is a free service provided by Southern Arizona Community Bank for all of our checking accounts.

Business Checking

• Business Checking is a promotional product which entitles the account to be service charge free for the lifetime of the account. All other bank fees do apply.*
• No minimum balance requirements apply to this account.
• No transaction limitations apply to this account, provided funds are available to complete all transactions.

Small Business Checking

• You must deposit $100 to open this account.
• There is a monthly maintenance fee of $10.
• Transaction limitations do apply to this type of account.*
• This account permits a combined total of 250 debit and credit items per month. If this limit is exceeded you will be charged $.12 per check, $.35 per deposit, and $.06 per check deposited.
• An earnings credit based on the collected monthly balance may offset any maintenance fee assessed.

Premium Business Checking

• You must deposit $1,000 to open this account.
• To avoid a service charge, the average monthly collected balance requirement is $10,000.
• Total monthly debits and credits must not exceed 500 items.
• If the average daily collected balance drops below $10,000.00 anytime during the statement cycle, there will be a minimum balance fee of $8.00, in addition to $.12 per check, $.35 per deposit, and $.06 per check deposited.*

Community Banking Account

• You must deposit $100 to open this account.
• Transaction limitations do apply to this type of account.*
• This account permits (12) debit items per month. Any item in excess of this amount will be assessed a per item charge of $.15.*

Money Market Savings

• You must deposit $1,000 to open this account.
• A minimum balance fee of $12 will be imposed every statement cycle if the balance in the account falls below $2,500 any day of the statement cycle.
• Transaction limitations do apply to this type of account.*

Statement Savings Account

• You must deposit $500 to open this account.
• A minimum balance fee of $10 will be imposed every quarter if the balance in the account falls below $1,000 any day of the quarterly statement cycle.
• Transaction limitations do apply to this type of account.*

Certificates of Deposit

• You must deposit $1,000 to open this account.
• Various terms and rates are available.
• Transaction limitations do apply to this type of account.*

Other Banking Services

Courier Service

Our courier will pick up bags with non-cash items from your place of business and deliver them to Southern Arizona Community Bank two business days a week at no charge. Charges may apply for additional pickups.

Merchant Card Services
Are you paying to much for you credit card processing? Give us a call today and see if Southern Arizona Community Bank can save you some money! More details here.

Business Payroll Service

ATM Access
We understand that having convenient access to your accounts around the clock is important to you. With over 600 no charge ATM's located in the state of Arizona you can access your money anytime and anywhere.

Night Depository
Available 24 hours a day, 7 days a week

*For complete disclosure information on all types of accounts and services available, please refer to the Account Disclosure Statement provided at the time of account opening.