Business Banking
Deposit AccountsBusiness Checking
Business Checking is a promotional product which entitles the account to be service charge free for the lifetime of the account. All other bank fees do apply.*
Small Business Checking
An opening deposit of $100 is required to open this account. There is a monthly maintenance fee of $10. Transaction limitations do apply to this type of account. This account permits a combined total of 250 debit and credit items per month. If this limit is exceeded you will be charged $.12 per check, $.35 per deposit, and $.06 per check deposited. An earnings credit based on the collected monthly balance may offset any maintenance fee assessed.
Premium Business Checking
An opening deposit of $1000 is required to open this account. To avoid a service charge, the average monthly collected balance requirement is $10,000. Total monthly debits and credits must not exceed 500 items. If the average collected balance falls below $10,000 or the monthly debits and credits exceed 500 items, there will be a monthly maintenance fee of $8.00 in addition to $ .12 per check, $ .35 per deposit, and $ .06 per check deposited.*
Community Banking Account
An Opening deposit of $100 is required. Transaction limitations do apply to this type of account. This account permits (12) debit items per month. Any item in excess of this amount will be assessed a per item charge of $.15.*
Statement Savings Account
An opening deposit of $500 is required. A daily minimum of $1,000 is required to avoid a quarterly service charge of $10.* Transaction limitations do apply to this type of account.*
Money Market Savings
An opening deposit of $1,000 is required. A daily minimum of $2,500 is required to avoid a monthly service charge of $12. Transaction limitations do apply to this type of account.*
Certificates of Deposit
An opening deposit of $1,000 is required. Various terms and rates are available.
Transaction limitations do apply to this type of account.*
- Construction Loans
- Revolving Lines of Credit
- Term Loans
- Small Business Administration (SBA) Loans
- Term Commercial Mortgage Loans
- Loans and Lines of Credit
- Letters of Credit
Courier Service
Our courier will pick up bags with non-cash items from your place of business and deliver them to Southern Arizona Community Bank two business days a week at no charge. Charges may apply for additional pickups.
Merchant Card Services
Business Payroll Service
Business Visa/Mastercard Credit Cards
*For complete disclosure information on all types of accounts and services available, please refer to the Account Disclosure Statement provided at the time of account opening.
