Obtaining financing can be one of the most difficult challenges confronting any business person. At Southern Arizona Community Bank, we strive to make it easy for you with our prompt, personalized service and comprehensive product line. Southern Arizona Community Bank delivers a number of different loan products specifically designed to meet the needs of your business. When your business needs a competitive edge, we will work with you to create a solution. Whether you need equipment financing for machinery, working capital to help you with day-to-day operations, or a loan for capital expenditures to enhance the long-term viability of your company, you can be assured that your credit needs will receive prompt, personal attention from our experienced staff.

• Buy, build or refinance commercial real estate for your business
• Provide working capital
• Purchase or lease equipment

• Flexible terms and rates to meet your cash flow needs
• Funding within 24 hours for qualified customers

Contact us today for a personalized quote, (520) 219.5000.

Commercial Real Estate Loans

Build on your business investments with one of our Commercial Real Estate programs. Use existing real estate value and assignment of leases and rents for collateral. We offer a fixed rate for an initial term of up to 60 months, and amortization schedules of up to 25 years depending on property type. Our Commercial Real Estate programs include:

• Owner occupied commercial real estate
• Non owner occupied multi-family dwellings
• Mixed use properties

• Investment properties
• Commercial buildings

Consult a tax advisor regarding deductibility.

Working Capital:

A revolving line of credit can assist in meeting your short-term cash flow needs.

Equipment:

Need to replace or purchase additional fixed assets? A term loan can provide the funds needed to complete your purchase.

Business Expansion:

We can create loans to fit your plans. Call for short-term working capital or long-term financing.

Professional Practice Start Up Loans:

"Seed" capital to start up your professional medical or dental practice.

Commercial Real Estate:

Looking to build a new facility, purchase or refinance an existing building? We can tailor a loan to fit your needs.

Letters of Credit:

We offer Commercial Letters of Credit for the purchase of goods or services; as well as Stand-By Letters of Credit to guarantee specific performance or payments.

SBA Loans:

The benefits derived by SBA Loans are available through our affiliation with a Small Business Administration lender.

* All loans are subject to approval