Current Rates

March 10, 2010
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Interest Checking
Minimum Interest
Rate 		Annual Percentage Yield (APY*)
$1,000 0.50% 0.50%
IOLTA Checking
Minimum Interest
Rate 		Annual Percentage Yield (APY*)
$100 0.50% 0.50%
Statement Savings
Minimum Interest
Rate 		Annual Percentage Yield (APY*)
$500 0.60% 0.60%
Amount Interest
Rate 		Annual Percentage Yield (APY*)
$1,000 - $9,999.99 .70% .70%
$10,000 - $49,999.99 .75% .75%
$50,000 - $99,999.99 .80% .80%
$100,000 - $149,999.99 .85% .85%
$150,000 and above .90% .90%
30 Day
Minimum Interest
Rate 		Annual Percentage Yield (APY*)
$1,000 .50% .50%
90 Day
Minimum Interest
Rate 		Annual Percentage Yield (APY*)
$1,000 .75% .75%
180 Day
Minimum Interest
Rate 		Annual Percentage Yield (APY*)
$1,000 - $49,999.99 .85% .85%
$50,000 - $99,999.99 .95% .95%
$100,000 and above 1.00% 1.00%
1 Year
Minimum Interest
Rate 		Annual Percentage Yield (APY*)
$1,000 - $49,999.99 1.10% 1.11%
$50,000 - $99,999.99 1.15% 1.16%
$100,000 and above 1.20% 1.21%
13 Month
Minimum Interest
Rate 		Annual Percentage Yield (APY*)
$1,000 - $49,999.99 1.15% 1.16%
$50,000 - $99,999.99 1.20% 1.21%
$100,000 and above 1.30% 1.31%
2 Year
Minimum Interest
Rate 		Annual Percentage Yield (APY*)
$1,000 - $49,999.99 1.55% 1.56%
$50,000 - $99,999.99 1.60% 1.61%
$100,000 and above 1.65% 1.66%
3 Year
Minimum Interest
Rate 		Annual Percentage Yield (APY*)
$1,000 - $49,999.99 1.65% 1.66%
$50,000 - $99,999.99 1.70% 1.71%
$100,000 and above 1.75% 1.76%

Rates effective as of 03/02/2010
For variable rate accounts rates may change after account openings.
Account fees may reduce earnings.
Penalties may apply for early withdrawal of funds from Certificate of Deposit (CD) accounts.
Please refer to account disclosures at our offices for more details.


Important Disclosures Regarding the FDIC’s Guarantee Program
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